Tuesday, April 15, 2008

One in Five Married Couples Spy on Each Other Online

A study by Oxford University has shown that some 20% of married couples read their partner's emails and text messages without their partner's knowledge. 10% spy on their partner's visited sites history, motivated by suspicion of "online infidelity".
6,012 married couples were polled by the university, with 97% saying they disapproved of their partners falling in love with someone online, and 85% said they didn't like their partner flirting online.
Study author Ellen Helsper said: "We found it quite surprising how many couples check up on each other online. However, snooping on each other was not necessarily about... cheating. It could also be to keep an eye on spending."
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Wednesday, April 9, 2008

Asset Search: Ultimate Financial Protection

Getting into a financial venture with a company or an individual proves to be tricky endeavor. True, there are laws that will help you file a case should the transaction turn out fraudulent, but it is always better to nip the problem at the bud and find out if what you're getting into is legitimate. Public records is one of the most effective channels you can explore when conducting an asset search.There are different packages available depending on how much information you wish to acquire regarding someone's assets. Basic searches will most likely include personal belongings, properties and credit history. There are very reliable Web sites that offer advanced asset searches which will provide you more details like past financial ventures, previous companies the person has worked for, previous companies the person owned, aircraft and watercraft ownership, bankruptcy if any, tax liens, corporate records, enhanced marriage and divorce check, judgments on small claims, house ownership, estimated income based on average house value and neighborhood income and other persons he or she may have worked with in the past.Online asset search engines will use a variety of techniques and advanced tools featuring a huge database to make sure that all figures and details are accurate and up-to-date. Financial and property assets will be searched, investigated and verified to prove whether or not the person is telling you the truth regarding his or her credibility. When viewing an asset search report, you have to know how to watch out for bad signs such as:1. His or her personal lifestyle does not match the estimated income. If the person seems to own so much, but have a disproportionate income, you may start to feel doubtful and ask questions.2. The person has a number of civil suits filed against him or her or the person has filed a number of civil suits to other parties in a financial endeavor. To shield yourself from major losses and fraudulent activities, find out everything you can about the transaction and the person you are doing it with.3. The individual has declared bankruptcy in the past. Although bankruptcy is not immediately a negative factor, you still have to find out if the cause was reasonable.Even if the person has had mishaps with finances in the past, the decision to reconsider and get into a venture with him or her remains entirely up to you. When doing an online asset search, you may need to provide some information about the person such as the first and last name. It will be easier for searchers to narrow down the target if you also include the address, approximate age and current employment. Searches will usually be based on public records since regulations still prioritize the privacy and confidentiality of the individual unless you have legal basis and permission to access other types of records.It is equally important to keep your assets protected by using a number of strategies. Getting a lawyer and accountant will help you make wiser decisions. Liabilities and taxes can also be reduced through useful approaches like insurance and properly choosing the type of partnership that is most advantageous for you. Keep your records as private as possible to keep others from acquiring asset info that may put your business or financial stability at risk. Also learn about state laws and regulations that will help boost the performance of your assets and maximize your security.
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